f you’re a student studying in college, the most peaked worrying factor that you have to cater to is financial stability. Although, if you’re looking to build a decent credit history from here on, we have piled up a list of the best student credit cards available in the States. Starting off now will save you a great deal of time and you will become more experienced while managing your money.
Discover It – Student Chrome
The Student Chrome credit card by Discover is probably the best student credit card in the States. It asks for a $0 annual fee accompanied by a 0% intro APR on purchase. Although the regular APR will be considered in the form of 14.49%-23.49% in a variable. You can also take aid from Discovers App for certain cashback possibilities.
Chase – Freedom Student Credit Card
Chase allows students to enjoy the $0 annual fee feature with their Freedom Student Credit Card. Regular ARP will be sustained at 17.24% as well. However, you will be guaranteed a $50 bonus on the first purchase you make through the card under three months of account opening. Not only that, but you can also earn 1% cashback on all purchases you make. Cashback rewards also won’t expire as long as your account is open and valid.
Discover It – Student Cash Back
For Discover’s Student Cash Back credit card, you don’t need a credit score. 0% intro APR on purchases for 6 months and regular APR will be the same as Student Chrome, 14.49%-23.49%. Discover will also match all your cashback at the end of your first year with them and turn it into a significant amount. For example, if you have earned $50 in cashback, you will receive $100 by Discover. You can also earn 5% cash back on everyday purchases through this credit card.
Capital One – SavorOne
Capital One’s SavorOne credit card allows students to earn an unlimited cashback of 3% on designated purchases. For example, entertainment, dining, and groceries. 1% cashback on overall purchases is also guaranteed by the bank. They also provide a limited-time offer. If you spend $100 in the first 3 months from your account opening, you will receive $100 back from Capital One. There will be no foreign transaction fees or annual fees included. On top of all, you can earn an additional $500 per year if you recommend it to family members, friends, and acquaintances.